1. User’s Acknowledgment and Acceptance of Terms

MillenniumHealthAdvisors.com (referred to as “us,” “we,” or “our”) owns and operates the MillenniumHealthAdvisors.com website and related services (collectively referred to as the “Site”), subject to your compliance with the terms, conditions, and notices contained in these Terms of Use (the “Terms”). Additionally, when using specific services or materials on this Site, users will be subject to any posted guidelines or rules applicable to those services or materials, which may include terms beyond those in these Terms of Use. All such guidelines or rules are incorporated by reference into these Terms.

BY USING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE EXIT THE SITE IMMEDIATELY. YOUR REMEDY FOR DISSATISFACTION WITH THIS SITE, OR ANY PRODUCTS, SERVICES, CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS SITE, IS TO STOP USING THE SITE AND/OR THE RELEVANT PRODUCTS OR SERVICES. YOUR AGREEMENT TO COMPLY WITH THESE TERMS BECOMES EFFECTIVE IMMEDIATELY UPON BEGINNING TO USE THIS SITE.

We reserve the right to change these Terms at any time without notice. It is your responsibility to review these Terms periodically for updates. Continued use of the Site after any such changes will constitute your acknowledgment of and agreement to abide by the modified Terms.

As used herein, “Affiliates” refers to our owners, subsidiaries, affiliated companies, officers, directors, suppliers, partners, sponsors, and advertisers.

2. Description of Services

We are an independent company offering vehicle service contracts for sale. The specific services, costs, and terms are outlined on the Site or in communications exchanged between us. You are responsible for providing all necessary equipment to use the services, including a computer, modem, and Internet access (including any associated telephone service fees). Vehicle service contracts and mechanical breakdown insurance are not available in California. MillenniumHealthAdvisors.com does not sell product warranties.

We reserve the right to modify or discontinue the Site, including its features, at any time, with or without notice. We are not liable for any such changes. Modifications may include changes to service scope, terms, pricing, or the addition of fee-based services. Any new features will also be subject to these Terms.

Temporary interruptions of services may occur. We have no control over third-party networks you may access, and delays or disruptions beyond our control may occur.

Services are provided “AS IS,” and we do not assume responsibility for timeliness, deletion, misdelivery, or failure to store user communications or personalization settings.

3. Registration Data and Privacy

To access certain services on this Site, you may need to create an account by completing our online registration form, which requests certain information (your “Registration Data”). You agree to provide accurate and up-to-date information and maintain its accuracy as required. The information we collect through your use of the Site, including your Registration Data, is subject to our Privacy Policy, which is incorporated by reference into these Terms.

4. Payment of Fees

If you subscribe to a paid service through this Site, you agree to pay all fees associated with that service. We will bill your credit or debit card provided at the time of activation. Recurring charges are billed in advance of service. You agree to provide accurate and complete billing information and notify us of any changes within 10 days.

If your payment is declined, we may suspend or terminate your subscription and require payment by alternative means. You are responsible for any charges that accumulate until you terminate the service.

In the event legal action is necessary to collect overdue amounts, you agree to reimburse us for all expenses, including attorney fees.

5. Conduct on Site

Your use of the Site must comply with all applicable laws and regulations. You agree not to post any content that:

a. Is unlawful, abusive, defamatory, fraudulent, or otherwise violates our policies; b. Harasses or intimidates individuals based on religion, gender, sexual orientation, race, ethnicity, age, or disability; c. Infringes on intellectual property rights, including patents, trademarks, copyrights, or proprietary rights; d. Constitutes spam, unsolicited advertising, or gambling; e. Contains viruses or harmful software; f. Impersonates any person or entity, including our employees.

You may not breach security or attempt unauthorized access to other networks. Unauthorized use of the Site may result in legal liability.

We reserve the right to suspend or terminate your access to the Site if you violate these provisions. You agree to cooperate with investigations of security violations, including with law enforcement.

6. Third-Party Content

The Site may contain links to third-party content that is not under our control. We are not responsible for the accuracy, legality, or appropriateness of such content. Inclusion of third-party links is for convenience and does not imply endorsement.

7. Intellectual Property Information

Copyright © MillenniumHealthAdvisors.com. All Rights Reserved.

“Content” includes all information, software, photos, videos, music, and other materials available on the Site, including message boards, chat, and other original content.

You acknowledge that all Content on this Site is protected by intellectual property laws and is the exclusive property of MillenniumHealthAdvisors.com or its Affiliates. You may not reproduce, distribute, or modify the Content without our express written permission, except for personal, non-commercial use. Unauthorized use of the Content may result in penalties.

Our trademarks, service marks, logos, and other proprietary material are protected and may not be used without our prior written consent.

8. User’s Materials

By submitting any communication or material to us, you grant us a non-exclusive, worldwide, royalty-free license to use, modify, display, and distribute such material for any purpose.

Do not submit confidential or proprietary information unless otherwise agreed. We are unable to accept unsolicited ideas or proposals.

If you believe your intellectual property rights have been infringed, please notify our Designated Agent (as below) with the required information. Upon receipt of a valid infringement notice, we may remove the material in question from the Site without liability.

Designated Agent for Copyright Claims: Millennium Health Advisors
3111 N University Dr STE 608
Coral Springs, FL 33065

9. Disclaimer of Warranties

ALL MATERIALS AND SERVICES ON THIS SITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT THEY WILL MEET YOUR EXPECTATIONS.

WE ARE NOT LIABLE FOR ANY TECHNICAL ERRORS OR MISTAKES ON THE SITE, AND WE MAKE NO COMMITMENT TO UPDATE MATERIALS OR SERVICES.

YOUR USE OF THE SITE IS AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA.

10. Limitation of Liability

Our liability for any claims arising from your use of the Site or services will be limited to the amount you paid for the services during the one-month period before the event giving rise to the claim.

We are not liable for any special, incidental, indirect, or consequential damages, including those resulting from loss of use, data, or profits.

We are not responsible for any third-party goods or services, and transactions with third-party vendors are at your own risk.

11. Indemnification

Upon request, you agree to defend, indemnify, and hold us and our Affiliates harmless from all liabilities, claims, and expenses, including reasonable attorney’s fees and costs, arising from your use or misuse of this site and/or the services provided. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter subject to indemnification, in which case you will cooperate with us in asserting any available defenses.

12. Participation in Promotions

From time to time, this site may include advertisements offered by third parties. You may engage in correspondence with or participate in promotions of the advertisers displaying their products. Any such correspondence or promotions, including the delivery of and payment for goods and services, and any other terms or representations associated with these promotions, are solely between you and the advertiser. We assume no liability for any part of such correspondence or promotion.

13. Email Services

We may provide email services directly or through a third-party provider. We will not inspect or disclose the contents of private emails except with the sender's or recipient's consent, or as required by law or court order. For more information, see our Privacy Policy.

We may use automated tools to protect our users from mass unsolicited mailings (spam) and other types of electronic communications that do not align with our business purposes. However, these tools are not perfect, and we are not responsible for blocking legitimate communications or failing to block unsolicited ones.

14. Use of Site and Storage of Material

You acknowledge that we may establish general practices and limits concerning the use of the services available on our site, such as retention of uploaded content, disk space allocation, and maximum usage durations. You agree that we are not responsible for the deletion or failure to store any content on this site. We also reserve the right to terminate accounts that have not paid a subscription fee or have been inactive for an extended period.

We provide storage space for materials, including communications like graphics, photos, videos, audio recordings, and written content. You agree not to upload unlawful, indecent, or objectionable materials, or violate any of our conduct policies. We may remove or suspend any content that violates these guidelines.

Excessive use of resources that negatively impacts network performance is prohibited and may lead to account termination or restrictions.

This site is not intended to serve as a disaster recovery or emergency data storage facility. You should retain backup copies of any important materials uploaded to the site.

15. Security and Password

You are responsible for maintaining the confidentiality of your password and account. You are liable for any actions taken through your account, including unauthorized transactions. Take necessary precautions to prevent others from gaining access to your account and password.

16. International Use

This site may be accessible worldwide, but we make no representation that the materials available are appropriate or legal in locations outside the United States. Accessing the site from regions where its content is illegal is prohibited. You are responsible for compliance with local laws when accessing the site from other locations.

17. Termination of Use

We may, in our sole discretion, terminate or suspend your access to the site for any reason, including breach of these Terms of Use. Fraudulent, abusive, or illegal activity may also lead to termination and be referred to the appropriate law enforcement authorities.

Upon termination or suspension, your right to use the site and its services ceases immediately.

18. Governing Law, Jurisdiction, and Venue

This site is controlled from our offices in Florida, USA. It can be accessed from all 50 states and other countries. By accessing this site, both parties agree that the laws of the State of Florida will govern all matters related to its use. You consent to exclusive jurisdiction and venue in the state and federal courts of Palm Beach County, FL.

19. Notices

Notices must be in writing and sent either via email or conventional mail. Notices to us should be directed to Customer Service at customerservice@MillenniumHealthAdvisors.com or MillenniumHealthAdvisors.com, Attn: Customer Service, 3111 N University Dr STE 608, Coral Springs, FL 33065. Notices to you may be sent to the email or physical address provided in your account.

We may also broadcast notices through the site to inform you of important changes.

Notices will be deemed delivered based on the method of delivery:

1. Personal delivery – on delivery date.
2. Overnight carrier with written verification – two business days after deposit.
3. US mail with return receipt – five business days after mailing.
4. Fax – on confirmed delivery date.
5. Email – on confirmed delivery date.

20. Entire Agreement

These Terms of Use constitute the entire agreement between us and supersede all previous agreements regarding the site. Any changes or amendments to these Terms must be in writing, signed by both parties.

If any part of these Terms is found invalid or unenforceable, the remaining portions will remain in effect.

21. Miscellaneous

In any legal action to enforce these Terms, the prevailing party will be entitled to costs and reasonable attorney's fees. Any cause of action you bring against us must be initiated within one year or will be forever barred.

You may not assign your rights under these Terms to any third party. We may assign our rights without restriction.

You agree not to sell, resell, or reproduce any portion of this site for commercial purposes.

We are not liable for failure to deliver products or services due to events beyond our control, including natural disasters, labor strikes, or technical failures.

22. Severability

If any part of these Terms is held invalid or unenforceable, that portion will be modified to reflect the original intent as closely as possible, while the remaining provisions remain in full force.

23. Contact Information

If you need assistance or notice a violation of these Terms, contact us at:

MillenniumHealthAdvisors.com
3111 N University Dr STE 608
Coral Springs, FL 33065
Email: customerservice@MillenniumHealthAdvisors.com

24. Use of Written Communication

We reserve the right to use any written communication voluntarily sent by customers for any purpose, including advertising and promotional activities.

25. SMS Opt-in/Opt-out Example

Millennium Health Advisors operates a campaign sending policy updates and marketing messages to opted-in subscribers. Message frequency may vary. Reply HELP for more information or contact support@millenniumhealthadvisors.com. See our Privacy Policy. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. Reply STOP to opt out.